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Heritage Pines, Timber Pines and Hudson Information:

  • About Heritage Pines - Moving to Heritage Pines, Florida? Get info here...

  • About Timber Pines - Moving to Timber Pines, Florida? Get info here...

  • About Hudson - Moving to Hudson, Florida? Get info here...

  • School Reports - Reports for Heritage Pines, Timber Pines and Hudson schools kindergarten, elementary, and high schools.

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Real Estate Tips
Buyers Remorse >First Time Loans

Most first-time buyers can qualify for a mortgage loan, but they may need help from parents to make the down payment or closing costs on their home. There are loan programs that minimize the down payment and closing costs for first-time buyers. These programs usually require that 3 to 5 percent of the purchase price come from the buyers' funds, not from a loan or gift. Most lenders ask for the last three months' bank records. The borrower will be asked to reveal the origin of any large deposits. If the money comes from the homebuyer's parents, the lender may not consider those funds when qualifying the buyers.

Parents who are planning to help their children finance a home should transfer any funds several months before the house-hunting process begins. If it is a loan rather than a gift, a formal re-payment agreement should be drawn up between parents and children to eliminate potential misunderstandings or future complications with either estate.

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Real Estate Trivia
Q 
What are considered the ideal conditions for a seller's market?

A 
In a seller's market, prices are firm and good houses are sold before advertised or as soon as they show up in the MLS.
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Joan Herr, REALTORŪ, real estate agent and broker for Heritage Pines, Timber Pines and Hudson, Florida home listings, property and land for sale

Joan Herr
Re/Max Marketing Specialists

13101 Spring Hill Drive
Spring Hill, FL 34609
352-686-0540
Fax: 727-868-0585
joanherr@BestIMageAgent.com


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