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Welcome to Joan Herr's Heritage Pines, Timber Pines and Hudson Real Estate Website

Welcome! Here You Can Find Great Information on Heritage Pines, Timber Pines and Hudson, Florida Real Estate  

Looking for homes? Search everything the web has to offer, right here! Don't miss our Feature Homes.  

Need local real estate information? We've summarized much of what is important about the Heritage Pines, Timber Pines and Hudson real estate market in this site.  

Need expert advice? No web site, large or small, can take the place of a real estate agent. Not even ours! This site is filled with ways that you can contact us for one-on-one expert help and advice. That's our job.  

Contact us with confidence! We guarantee your privacy will be respected. And we offer the services on this site for free and without obligation. Why? We want to be YOUR real estate agents. As your trusted, professional real estate partners, we will help you find the best home in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible.  

Buying and selling a home is one of the biggest events in your life. we have the experience and track record you are looking for.  

- Joan Herr 




Real Estate Tips
First Time Buyers >More Down Payment Help

One of the most common deterrents to first-time home buyers is the lack of a down payment. However, the home loan industry has practically re-created itself in the last ten years, making it easier than ever to obtain a mortgage, and new mortgage programs are always cropping up.

Some states sponsor loan programs that allow buyers to purchase a home without putting any money down. A parent or other relative can guarantee repayment of ten percent of the loan if the buyer defaults. The only cash needed is for the closing costs, which typically run about three percent of the loan. Parents can also give their children down payment help through a personal note or second trust deed. The terms can be set up for monthly payments or annual payments amortized over a period of time. You could pay the interest only, and have the payoff due when the property is sold.

With so many alternatives, doesn't it make sense to call your real estate agent for a free consultation? You may be closer to home ownership than you think.

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Real Estate Trivia
Q 
What document must lenders provide within three days of receiving your application for financing?

A 
The "Truth In Lending Disclosure Statement" will give you complete financial information about the loan.
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Joan Herr, REALTORŪ, real estate agent and broker for Heritage Pines, Timber Pines and Hudson, Florida home listings, property and land for sale

Joan Herr
Re/Max Marketing Specialists

13101 Spring Hill Drive
Spring Hill, FL 34609
352-686-0540
Fax: 727-868-0585
joanherr@BestIMageAgent.com


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